fajitachocad Posted July 15, 2009 Report Share Posted July 15, 2009 Is a company's insurance invalid if the aircraft was deliberately flown in contravention of CARs (ie. you are knowingly over gross weight, flying after dark, etc.) and there is an accident? Quote Link to comment Share on other sites More sharing options...
Hello-bird Posted July 15, 2009 Report Share Posted July 15, 2009 Is a company's insurance invalid if the aircraft was deliberately flown in contravention of CARs (ie. you are knowingly over gross weight, flying after dark, etc.) and there is an accident? I'd think yes. Check with the Insurance company for policy stipulations. Usually there are many. And generally, Insurance companies are not very forgiving for incidence that occur outside their specific stipulations, or, most especially, outside legal practice. Will you repost when you find out? I'd be curious to know what they say. My Father owned an Insurance Company for over 30 years. Quote Link to comment Share on other sites More sharing options...
deuce bigalow Posted July 15, 2009 Report Share Posted July 15, 2009 Is a company's insurance invalid if the aircraft was deliberately flown in contravention of CARs (ie. you are knowingly over gross weight, flying after dark, etc.) and there is an accident? Interesting question. I have never heard of an Insurance company denying a claim on an accident in all my years in the biz. Even though many of them were caused by violations of CAR's. Anyone else know of any incidents? Quote Link to comment Share on other sites More sharing options...
T-rex Posted July 15, 2009 Report Share Posted July 15, 2009 ""Is a company's insurance invalid if the aircraft was deliberately flown in contravention of CARs (ie. you are knowingly over gross weight, flying after dark, etc.) and there is an accident?"" I know first hand it is! I am guessing your talking about hull and liabilty insurance? Quote Link to comment Share on other sites More sharing options...
Hello-bird Posted July 15, 2009 Report Share Posted July 15, 2009 Lloyd's (of London) is often the Insurance company used by many (even other Insurance) companies to handle/manage large Insurance claims. Not sure if this is helpful: http://www.lloyds.com/Lloyds_Worldwide/Ris...y_insurance.htm Quote Link to comment Share on other sites More sharing options...
tail rotor Posted July 16, 2009 Report Share Posted July 16, 2009 I believe that you will get paid if your overweight, it doesn't matter. However you will be stung in the long run. Quote Link to comment Share on other sites More sharing options...
Helilog56 Posted July 17, 2009 Report Share Posted July 17, 2009 When an accident becomes "challenged" in a court of law, insurance payouts can change radically........both in hull and liability coverages. I have seen first hand pilots, owners, and engineers held accountable, with a portion of blame (negligence). The difficult part with litigation in this sense, is proving "intent"....in other words, was the (example) overgross intentional or not?? It comes down to facts......if a lawyer see logging sheets with overweight turns, it is "fuel for the fire", that a judge will not ignore! Fly safe.....fly smart! Quote Link to comment Share on other sites More sharing options...
koalaa119 Posted July 17, 2009 Report Share Posted July 17, 2009 I know of at least one Insurance Claim from a total hull loss that was refused because the pilot was flying outside of the AFM. Overgross, out of C of G, out of Fuel I think would acount for similar things that are outside fo the AFM to name a couple that would constitute a loss of insurance claims. I also know of another total loss were the pilot was clearly violating CARS, but the insurance claim went through. Not sure how the insurance decides koala Quote Link to comment Share on other sites More sharing options...
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